Frequently asked questions

When a foreclosed property sells at auction for more than what was owed on it, the extra money is called surplus funds, or excess proceeds. In most cases it belongs to the person who owned the home. A lot of people never hear that it exists.

Yes, and you don't have to take our word for it. Ask the caller for the county and the case number, then call the clerk of courts for that county directly. They can confirm whether money is being held from your sale. We'd rather you check than wonder.

Start with a free review. We look at the public record for your property and tell you what we find, including when the answer is that there's nothing there.

Nothing up front. We work on contingency, which means our fee comes out of the money that's recovered. If nothing is recovered, you don't owe us anything.

Yes. You're never required to hire anyone to claim surplus funds. You can file directly with the court or county that's holding the money, at no cost. Most people come to us because the paperwork is unfamiliar and the deadlines are real, and they'd rather have someone handle it.

It depends on the county and the type of sale. Most claims take a few weeks to a few months from filing to payout. We keep you updated the whole way.

No. We're a private recovery company. When a claim needs an attorney, we bring in a licensed attorney in your state to file it, and we cover that cost.

We only ask for what the claim needs, we don't sell it, and we share it only with the attorney on your case and the parties required to process the claim.